Tools

Cost calculators

Every calculator runs entirely in your browser using standard financial formulas. Nothing you type is transmitted, stored or logged.

• Loan payment calculator

  Set an amount, an annual rate and a term in months. The sheet returns the monthly payment, the interest paid over the term and the total repaid.

• Affordability calculator

  Enter income, existing debt payments and the debt-to-income limit a lender is likely to apply to see the loan amount that limit supports.

• Refinance break-even calculator

  Compare the current payment with the refinanced payment to see the months needed to recover closing costs and the interest saved.

• Total cost of ownership calculator

  Enter purchase price, financing cost, running costs and resale value to reduce ownership to a single annual figure.

• Cost per unit calculator

  Enter the size and price of two packages to compare them by the cost of one unit.

• Debt payoff calculator

  Enter a balance, a rate and a fixed monthly payment to see the months to clear it and the effect of paying more.