Calculator

Total cost of ownership calculator

Enter purchase price, financing cost, running costs and resale value to reduce ownership to a single annual figure.

Total cost of ownership is purchase price plus financing cost plus running costs across the holding period, minus what you get back when you sell. It is the number to compare against a cheaper purchase with higher running costs: a lower sticker price frequently loses on a per-year basis.

This calculator is an estimate, not an offer, a quote, or financial advice. We are not a lender and we do not set rates or make credit decisions.

Affiliate disclosure: some links here are affiliate links, and we may be paid if you use one. That does not change the sources we cite or the figures we publish.