In Texas, most health insurance projects cost between $200 and $800 per month, with a typical price near $450. Local labour, permits and materials move the final price, so treat the range below as a planning guide.
Typical health insurance cost
$200 – $800
per month · typical $450
A general planning range, not a quotation.
Health insurance cost breakdown
- Bronze plan$150 – $400typical $250
- Silver plan$300 – $600typical $450
- Gold plan$450 – $900typical $650
At a glance
- Typical range$200 – $800
- Unitper month
- Cities covered91
What Health Insurance costs
Monthly cost for individual health insurance in US/Canada. Subsidized marketplace plans start at $200; unsubsidized plans can be $800+. Employer coverage averages $450.
By city in Texas
- Abilene
- Allen
- Amarillo
- Arlington
- Atascocita
- Austin
- Baytown
- Beaumont
- Bedford
- Brownsville
- Bryan
- Burleson
- Carrollton
- Cedar Hill
- Cedar Park
- Channelview
- College Station
- Conroe
- Coppell
- Corpus Christi
- Dallas
- DeSoto
- Denton
- Duncanville
- Edinburg
- El Paso
- Euless
- Farmers Branch
- Flower Mound
- Fort Worth
- Friendswood
- Frisco
- Galveston
- Garland
- Georgetown
- Grand Prairie
- Grapevine
- Haltom City
- Harlingen
- Houston
- Hurst
- Irving
- Keller
- Killeen
- Kyle
- Lake Jackson
- Laredo
- League City
- Leander
- Lewisville
- Little Elm
- Longview
- Lubbock
- McAllen
- McKinney
- Mesquite
- Midland
- Mission
- Mission Bend
- Missouri City
- New Braunfels
- North Richland Hills
- Odessa
- Pasadena
- Pearland
- Pflugerville
- Pharr
- Plano
- Port Arthur
- Richardson
- Rockwall
- Rosenberg
- Round Rock
- Rowlett
- San Angelo
- San Antonio
- Schertz
- Sherman
- Spring
- Sugar Land
- Temple
- Texarkana
- Texas City
- The Colony
- The Woodlands
- Tyler
- Waco
- Waxahachie
- Weslaco
- Wichita Falls
- Wylie
Frequently asked questions
How do deductibles affect premium costs?
Higher deductibles (e.g., $5,000) lower monthly premiums. Lower deductibles increase premiums but reduce out-of-pocket when you need care.
When is open enrollment for health insurance?
Typically November to mid-December each year. Special enrollment periods exist for life changes like marriage or job loss.
What is the out-of-pocket maximum?
The most you pay per year for covered services. For 2025, maximum is $9,200 individual, after which insurance pays 100%.