In Texas, most dental insurance projects cost between $150 and $600 per year, with a typical price near $300. Local labour, permits and materials move the final price, so treat the range below as a planning guide.
Typical dental insurance cost
$150 – $600
per year · typical $300
A general planning range, not a quotation.
Dental insurance cost breakdown
- Basic preventative plan$150 – $300typical $200
- Mid-level plan$300 – $450typical $350
- Comprehensive plan$450 – $600typical $500
At a glance
- Typical range$150 – $600
- Unitper year
- Cities covered91
What Dental Insurance costs
Typical annual premium for a dental insurance plan in the US. Covers preventive care, basic procedures, and some major work, but often has deductibles and annual maximums.
By city in Texas
- Abilene
- Allen
- Amarillo
- Arlington
- Atascocita
- Austin
- Baytown
- Beaumont
- Bedford
- Brownsville
- Bryan
- Burleson
- Carrollton
- Cedar Hill
- Cedar Park
- Channelview
- College Station
- Conroe
- Coppell
- Corpus Christi
- Dallas
- DeSoto
- Denton
- Duncanville
- Edinburg
- El Paso
- Euless
- Farmers Branch
- Flower Mound
- Fort Worth
- Friendswood
- Frisco
- Galveston
- Garland
- Georgetown
- Grand Prairie
- Grapevine
- Haltom City
- Harlingen
- Houston
- Hurst
- Irving
- Keller
- Killeen
- Kyle
- Lake Jackson
- Laredo
- League City
- Leander
- Lewisville
- Little Elm
- Longview
- Lubbock
- McAllen
- McKinney
- Mesquite
- Midland
- Mission
- Mission Bend
- Missouri City
- New Braunfels
- North Richland Hills
- Odessa
- Pasadena
- Pearland
- Pflugerville
- Pharr
- Plano
- Port Arthur
- Richardson
- Rockwall
- Rosenberg
- Round Rock
- Rowlett
- San Angelo
- San Antonio
- Schertz
- Sherman
- Spring
- Sugar Land
- Temple
- Texarkana
- Texas City
- The Colony
- The Woodlands
- Tyler
- Waco
- Waxahachie
- Weslaco
- Wichita Falls
- Wylie
Frequently asked questions
What's the average monthly cost?
Individual plans average $15–$50 per month. Family plans cost more but may be worth it if you need extensive work.
What does it cover?
Preventive care (cleanings, X-rays) is usually 100%, basic (fillings) 70-80%, major (crowns) 50%. Annual max often $1,500.
Is it worth it?
If you need lots of work, yes. Otherwise, paying cash for cleanings might be cheaper. Compare premiums to likely costs.