In North Carolina, most bankruptcy filing projects cost between $1,000 and $5,000 per filing, with a typical price near $2,000. Local labour, permits and materials move the final price, so treat the range below as a planning guide.
Typical bankruptcy filing cost
$1,000 – $5,000
per filing · typical $2,000
A general planning range, not a quotation.
Bankruptcy filing cost breakdown
- Chapter 7 (no assets)$1,000 – $2,500typical $1,500
- Chapter 13 (repayment plan)$2,500 – $5,000typical $3,500
- Chapter 7 with complications$2,000 – $4,000typical $3,000
At a glance
- Typical range$1,000 – $5,000
- Unitper filing
- Cities covered20
What Bankruptcy costs
Legal fees for Chapter 7 or Chapter 13 bankruptcy. Chapter 7 is simpler and cheaper; Chapter 13 involves a repayment plan and higher fees. Costs vary by attorney and location.
By city in North Carolina
Frequently asked questions
How much does it cost to file bankruptcy?
Attorney fees for Chapter 7 are $1,000–$2,500; Chapter 13 is $2,500–$5,000. Court filing fees add $300–$400.
What drives bankruptcy costs?
Chapter type, attorney experience, complexity of your debts, and location. Chapter 13 requires more work, hence higher fees.
Can I file bankruptcy without a lawyer?
Yes, but it's risky. Court fees are lower, but errors can lead to dismissal. Many attorneys offer payment plans.