In New York, most bankruptcy filing projects cost between $1,000 and $5,000 per filing, with a typical price near $2,000. Local labour, permits and materials move the final price, so treat the range below as a planning guide.
Typical bankruptcy filing cost
$1,000 – $5,000
per filing · typical $2,000
A general planning range, not a quotation.
Bankruptcy filing cost breakdown
- Chapter 7 (no assets)$1,000 – $2,500typical $1,500
- Chapter 13 (repayment plan)$2,500 – $5,000typical $3,500
- Chapter 7 with complications$2,000 – $4,000typical $3,000
At a glance
- Typical range$1,000 – $5,000
- Unitper filing
- Cities covered32
What Bankruptcy costs
Legal fees for Chapter 7 or Chapter 13 bankruptcy. Chapter 7 is simpler and cheaper; Chapter 13 involves a repayment plan and higher fees. Costs vary by attorney and location.
By city in New York
- Albany
- Binghamton
- Brentwood
- Bronx
- Brooklyn
- Buffalo
- Central Islip
- Commack
- Coram
- East Meadow
- Elmira
- Elmont
- Freeport
- Glens Falls
- Hicksville
- Levittown
- Manhattan
- Mount Vernon
- New Rochelle
- New York
- Niagara Falls
- Poughkeepsie
- Queens
- Saratoga Springs
- Schenectady
- Staten Island
- Syracuse
- Utica
- Valley Stream
- West Babylon
- White Plains
- Yonkers
Frequently asked questions
How much does it cost to file bankruptcy?
Attorney fees for Chapter 7 are $1,000–$2,500; Chapter 13 is $2,500–$5,000. Court filing fees add $300–$400.
What drives bankruptcy costs?
Chapter type, attorney experience, complexity of your debts, and location. Chapter 13 requires more work, hence higher fees.
Can I file bankruptcy without a lawyer?
Yes, but it's risky. Court fees are lower, but errors can lead to dismissal. Many attorneys offer payment plans.