In Michigan, most dental insurance projects cost between $150 and $600 per year, with a typical price near $300. Local labour, permits and materials move the final price, so treat the range below as a planning guide.
Typical dental insurance cost
$150 – $600
per year · typical $300
A general planning range, not a quotation.
Dental insurance cost breakdown
- Basic preventative plan$150 – $300typical $200
- Mid-level plan$300 – $450typical $350
- Comprehensive plan$450 – $600typical $500
At a glance
- Typical range$150 – $600
- Unitper year
- Cities covered33
What Dental Insurance costs
Typical annual premium for a dental insurance plan in the US. Covers preventive care, basic procedures, and some major work, but often has deductibles and annual maximums.
By city in Michigan
- Ann Arbor
- Battle Creek
- Bay City
- Dearborn
- Dearborn Heights
- Detroit
- East Lansing
- Farmington Hills
- Flint
- Grand Rapids
- Holland
- Kalamazoo
- Kentwood
- Lansing
- Lincoln Park
- Livonia
- Muskegon
- Novi
- Pontiac
- Port Huron
- Portage
- Rochester Hills
- Royal Oak
- Saginaw
- South Lyon
- Southfield
- St. Clair Shores
- Sterling Heights
- Taylor
- Troy
- Warren
- Westland
- Wyoming
Frequently asked questions
What's the average monthly cost?
Individual plans average $15–$50 per month. Family plans cost more but may be worth it if you need extensive work.
What does it cover?
Preventive care (cleanings, X-rays) is usually 100%, basic (fillings) 70-80%, major (crowns) 50%. Annual max often $1,500.
Is it worth it?
If you need lots of work, yes. Otherwise, paying cash for cleanings might be cheaper. Compare premiums to likely costs.