In Illinois, most dental insurance projects cost between $150 and $600 per year, with a typical price near $300. Local labour, permits and materials move the final price, so treat the range below as a planning guide.
Typical dental insurance cost
$150 – $600
per year · typical $300
A general planning range, not a quotation.
Dental insurance cost breakdown
- Basic preventative plan$150 – $300typical $200
- Mid-level plan$300 – $450typical $350
- Comprehensive plan$450 – $600typical $500
At a glance
- Typical range$150 – $600
- Unitper year
- Cities covered50
What Dental Insurance costs
Typical annual premium for a dental insurance plan in the US. Covers preventive care, basic procedures, and some major work, but often has deductibles and annual maximums.
By city in Illinois
- Addison
- Alton
- Arlington Heights
- Belleville
- Berwyn
- Bolingbrook
- Buffalo Grove
- Calumet City
- Carbondale
- Carol Stream
- Carpentersville
- Champaign
- Chicago
- Cicero
- Crystal Lake
- DeKalb
- Decatur
- Des Plaines
- Downers Grove
- Elgin
- Elmhurst
- Evanston
- Glenview
- Hanover Park
- Hoffman Estates
- Joliet
- Kankakee
- Lombard
- Moline
- Mount Prospect
- Naperville
- Normal
- Oak Lawn
- Oak Park
- Orland Park
- Palatine
- Park Ridge
- Peoria
- Rock Island
- Rockford
- Romeoville
- Round Lake Beach
- Schaumburg
- Skokie
- Springfield
- Streamwood
- Tinley Park
- Urbana
- Waukegan
- Wheaton
Frequently asked questions
What's the average monthly cost?
Individual plans average $15–$50 per month. Family plans cost more but may be worth it if you need extensive work.
What does it cover?
Preventive care (cleanings, X-rays) is usually 100%, basic (fillings) 70-80%, major (crowns) 50%. Annual max often $1,500.
Is it worth it?
If you need lots of work, yes. Otherwise, paying cash for cleanings might be cheaper. Compare premiums to likely costs.