In Florida, most home warranty projects cost between $300 and $1,500 per year, with a typical price near $600. Local labour, permits and materials move the final price, so treat the range below as a planning guide.
Typical home warranty cost
$300 – $1,500
per year · typical $600
A general planning range, not a quotation.
Home warranty cost breakdown
- Basic systems only$300 – $500typical $400
- Systems and appliances$500 – $800typical $650
- Premium comprehensive$800 – $1,500typical $1,000
At a glance
- Typical range$300 – $1,500
- Unitper year
- Cities covered121
What Home Warranties costs
Annual premiums range from $300–$600 for basic plans, with higher coverage costing up to $1,500. Service call fees are extra ($50–$150 per claim). Coverage limits and exclusions vary widely.
By city in Florida
- Alafaya
- Altamonte Springs
- Apopka
- Aventura
- Boca Raton
- Bonita Springs
- Boynton Beach
- Bradenton
- Buenaventura Lakes
- Cape Coral
- Clearwater
- Clermont
- Coconut Creek
- Coral Gables
- Coral Springs
- Country Club
- Cutler Bay
- Davie
- Daytona Beach
- DeLand
- Deerfield Beach
- Delray Beach
- Deltona
- Doral
- Dunedin
- Egypt Lake-Leto
- Estero
- Fort Lauderdale
- Fort Myers
- Fort Pierce
- Fountainebleau
- Gainesville
- Greenacres
- Hallandale Beach
- Hialeah
- Hollywood
- Homestead
- Homosassa Springs
- Horizon West
- Jacksonville
- Jupiter
- Kendale Lakes
- Kendall
- Kendall West
- Kissimmee
- Lakeland
- Land O' Lakes
- Largo
- Lauderdale Lakes
- Lauderhill
- Leesburg
- Lehigh Acres
- Margate
- Meadow Woods
- Melbourne
- Miami
- Miami Beach
- Miami Gardens
- Miramar
- Navarre
- North Fort Myers
- North Lauderdale
- North Miami
- North Miami Beach
- North Port
- Oakland Park
- Ocala
- Ocoee
- Orlando
- Ormond Beach
- Oviedo
- Palm Bay
- Palm Beach Gardens
- Palm Coast
- Palm Harbor
- Panama City
- Pembroke Pines
- Pensacola
- Pine Hills
- Pinellas Park
- Plant City
- Plantation
- Poinciana
- Pompano Beach
- Port Charlotte
- Port Orange
- Port St. Lucie
- Princeton
- Richmond West
- Riverview
- Riviera Beach
- Royal Palm Beach
- Sanford
- Sarasota
- Sebring
- South Miami Heights
- Spring Hill
- St. Augustine
- St. Petersburg
- Sunrise
- Tallahassee
- Tamarac
- Tamiami
- Tampa
- The Acreage
- The Hammocks
- The Villages
- Titusville
- Town 'n' Country
- University
- Valrico
- Vero Beach South
- Wellington
- Wesley Chapel
- West Palm Beach
- Westchester
- Weston
- Winter Garden
- Winter Haven
- Winter Springs
- Zephyrhills
Frequently asked questions
What does a home warranty cover?
Typically, major systems like HVAC, plumbing, and electrical, plus appliances. Coverage limits and exclusions (e.g., pre-existing conditions) apply.
Is a home warranty worth it?
It depends on your home's age and condition. If major systems are old, it can save money. But if appliances are new, you might not recoup costs.
How can I reduce costs?
Choose a lower coverage cap, increase the service fee, or negotiate the premium. Compare multiple providers and read the fine print.