In Cranston, Rhode Island, most renters insurance projects cost between $120 and $360 per year, with a typical price near $200. Use the range below as a planning guide, then get local quotes.
Typical renters insurance cost
$120 – $360
per year · typical $200
A general planning range, not a quotation.
Renters insurance cost breakdown
- Basic coverage$100 – $180typical $140
- Standard$150 – $300typical $200
- High-value items$250 – $500typical $350
At a glance
- Typical range$120 – $360
- Unitper year
- Nearby cities5
What Renters Insurance costs
Annual premium for renters insurance covering personal property and liability. Basic plans start around $120; higher coverage and add-ons increase cost. Average $200/year.
Nearby cities
See Renters Insurance costs for all of Rhode Island
Frequently asked questions
What does renters insurance typically cover?
Personal property (theft, fire, some water damage), liability for injuries to others, and additional living expenses.
Is liability coverage included?
Yes, standard policies include $100,000-$300,000 liability. Restaurants or pet injury are covered.
Can I bundle renters and auto insurance?
Yes, most insurers offer a multi-policy discount of 10-20%, saving you money on both.