In California, most vision insurance projects cost between $100 and $300 per year, with a typical price near $150. Local labour, permits and materials move the final price, so treat the range below as a planning guide.
Typical vision insurance cost
$100 – $300
per year · typical $150
A general planning range, not a quotation.
Vision insurance cost breakdown
- Basic vision plan$100 – $180typical $120
- Standard vision plan$180 – $250typical $200
- Premium vision plan$250 – $300typical $275
At a glance
- Typical range$100 – $300
- Unitper year
- Cities covered200
What Vision Insurance costs
Annual premium for vision insurance covering routine eye exams, glasses, and contact lenses. Many plans have copays and allowances for frames or contacts.
By city in California
- Adelanto
- Alameda
- Alhambra
- Aliso Viejo
- Altadena
- Anaheim
- Antelope
- Antioch
- Apple Valley
- Arcadia
- Arden-Arcade
- Azusa
- Bakersfield
- Baldwin Park
- Bell Gardens
- Bellflower
- Berkeley
- Brea
- Buena Park
- Burbank
- Calexico
- Camarillo
- Campbell
- Carlsbad
- Carmichael
- Carson
- Castro Valley
- Cathedral City
- Ceres
- Cerritos
- Chico
- Chino
- Chino Hills
- Chula Vista
- Citrus Heights
- Claremont
- Clovis
- Coachella
- Colton
- Compton
- Corona
- Costa Mesa
- Covina
- Culver City
- Cupertino
- Cypress
- Daly City
- Danville
- Davis
- Delano
- Diamond Bar
- Downey
- Dublin
- East Los Angeles
- Eastvale
- El Cajon
- El Centro
- El Dorado Hills
- El Monte
- El Paso de Robles
- Elk Grove
- Encinitas
- Escondido
- Fairfield
- Florence-Graham
- Florin
- Folsom
- Fontana
- Foothill Farms
- Fountain Valley
- Fremont
- French Valley
- Fresno
- Fullerton
- Garden Grove
- Gardena
- Gilroy
- Glendora
- Hacienda Heights
- Hanford
- Hawthorne
- Hayward
- Hemet
- Hesperia
- Highland
- Hollister
- Huntington Beach
- Huntington Park
- Indio
- Inglewood
- Irvine
- Jurupa Valley
- La Habra
- La Mesa
- La Mirada
- La Presa
- La Puente
- La Quinta
- Laguna Niguel
- Lake Elsinore
- Lake Forest
- Livermore
- Lodi
- Lompoc
- Long Beach
- Los Angeles
- Los Banos
- Lynwood
- Madera
- Manteca
- Martinez
- Menifee
- Merced
- Milpitas
- Mission Viejo
- Modesto
- Monrovia
- Montclair
- Montebello
- Monterey Park
- Moorpark
- Moreno Valley
- Morgan Hill
- Mountain View
- Murrieta
- Napa
- National City
- Newport Beach
- North Highlands
- Norwalk
- Novato
- Oakland
- Oakley
- Oceanside
- Ontario
- Orange
- Oxnard
- Pacifica
- Palm Desert
- Palm Springs
- Palmdale
- Palo Alto
- Paramount
- Perris
- Petaluma
- Pico Rivera
- Pittsburg
- Placentia
- Pleasanton
- Pomona
- Porterville
- Poway
- Rancho Cordova
- Rancho Cucamonga
- Rancho Palos Verdes
- Rancho Santa Margarita
- Redding
- Redlands
- Redondo Beach
- Redwood City
- Rialto
- Riverside
- Rocklin
- Rohnert Park
- Rosemead
- Roseville
- Rowland Heights
- Sacramento
- Salinas
- San Bernardino
- San Bruno
- San Buenaventura
- San Clemente
- San Diego
- San Francisco
- San Gabriel
- San Jacinto
- San Jose
- San Leandro
- San Luis Obispo
- San Marcos
- San Mateo
- San Rafael
- San Ramon
- Santa Ana
- Santa Barbara
- Santa Clara
- Santa Clarita
- Santa Cruz
- Santa Maria
- Santa Monica
- Santa Rosa
- Santee
- Seaside
- Simi Valley
- South Gate
- South San Francisco
- South Whittier
- Stanton
- Stockton
Frequently asked questions
What's the typical monthly premium?
Around $8–$25 per month for individuals. Family plans cost more.
What does it cover?
Annual eye exams, often with a copay, plus an allowance for glasses or contacts. Some plans cover LASIK discounts.
Should I get vision insurance?
If you need glasses or contacts, it can save money. If not, you might pay less out-of-pocket for annual exams.